Consistently purchasing the leading cryptocurrency for a fixed amount, regardless of market conditions, yields double-digit returns over a five-year horizon, according to simulation data of the DCA strategy.
With weekly investments of $250 starting in 2021, the total investment would amount to $65,500. During this period, the accumulated holdings could reach 1.59 BTC at an average rate of $41,027.
At the current price of approximately $70,700, the portfolio’s value is estimated at $112,920, resulting in a net profit of 72.4%.
At the cycle’s peak in October 2025, when the price was around $126,000, the value of these assets would have reached $187,500.
In comparison, passive holding of coins over five years would yield an average annual return of only 18%.
The difference in entry points becomes evident when analyzing shorter periods. If investing weekly from January 2024, the total investment would be $26,250. In this scenario, an investor would accumulate 0.33 BTC at an average purchase price of $77,247.
At the time of writing, this portfolio is valued at around $24,000 — a loss of 8.3%. If Bitcoin’s price recovers to $100,000, the asset valuation would rise to $33,900, reaching $38,500 at peak values.
Comparison with S&P 500
Earlier, Swan Bitcoin analyst Adam Livingston compared the effectiveness of DCA for Bitcoin and the stock market over a five-year period.
The S&P 500 has now outperformed Bitcoin by over 4x in the last 5 years.
Even after 2 massive Bitcoin crashes in the last 5 years, you still would have outperformed the S&P by almost 20% by DCAing.
$100 DCA:
SPY: $37,470 (profit +$11,370, +43.6%)
Bitcoin: $42,508 (profit… pic.twitter.com/BoBK5zRwlT— Adam Livingston (@AdamBLiv) February 19, 2026
With weekly investments of $100, the strategy yielded $42,508 in the leading cryptocurrency compared to $37,470 in the S&P 500 index. The returns were 62.9% versus 43.6%, respectively.
According to the expert, regular Bitcoin purchases during dips historically provide higher cumulative returns despite volatility.
A similar trend is observed when increasing contributions to $250 per week over a five-year period: the leading cryptocurrency again outperforms the S&P 500 in terms of returns, although gold remains the leader in this comparison.
Back in early March, Bitcoin’s price rose above $74,000 for the first time in a month. Analysts at CryptoQuant described this rise as a short-term rebound.
