The Alchemy platform, in partnership with Visa, has launched the AgentCard service. This solution allows AI agents to make online purchases on behalf of users.
Integration with Visa Intelligent Commerce provides neural networks with a comprehensive set of data for operation: a virtual Visa card, email address, phone number, and cryptocurrency wallet. With a single API, developers can set up agent access to payment for goods and services in less than a minute.
AI agents based on models from OpenAI or Anthropic can book tickets, order groceries, and renew subscriptions without requiring user involvement in the checkout process.
The system supports spending limits, store category restrictions, and customizable budgets. By default, payments are processed through Visa tokens, preserving banking rewards and credit lines. If a merchant accepts digital assets, the service can use a crypto wallet.
“Every technological shift has created new economic participants. AI agents are the next step, and they need access to the global economy,” said Alchemy CEO Nikhil Viswanathan.
According to Visa representatives, the company’s infrastructure will ensure the security and scalability of such transactions. The AgentCard protocol automatically selects the optimal payment method depending on the merchant’s support.
In June, the MetaMask team announced a wallet for the era of autonomous artificial intelligence.
Later, Coinbase introduced a service that connects an AI agent to a user’s account for trading, payments, and other operations within set limits.
