Circle Launches Arc Mainnet for Institutional Finance

In Crypto Regulations
September 17, 2026

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Circle has announced the launch of the Arc mainnet, a first-layer blockchain designed for institutional financial markets, rapid settlements, and operations of autonomous AI agents.

Gas fees in the new network are paid directly in the stablecoin USDC, eliminating the need to purchase a volatile native token. Arc is fully compatible with the Ethereum Virtual Machine (EVM), offers transaction finality in under a second, and supports post-quantum signature algorithms. In the future, developers plan to introduce selective privacy tools with viewing keys for auditing.

The blockchain functions as a comprehensive financial platform, including infrastructure for:

  • issuance and trading of RWA;
  • lending and borrowing;
  • on-chain trading and liquidity provision;
  • currency operations and international settlements;
  • operations of exchanges, wallets, and custodial services.

The network is integrated with all key Circle products, including the cross-chain protocol CCTP, payment gateways Gateway and CPN, the StableFX system, the Arc Portal platform, and developer tools.

Network validators include major financial institutions such as BlackRock, DTCC, ICE, Mastercard, Visa, SBI Group, and Standard Chartered. At launch, more than 100 applications and services are deployed within the ecosystem. Project partners include exchanges Binance and Coinbase, as well as DeFi protocols Uniswap, Aave, and Morpho.

Arc’s architecture is adapted for software agents. The Circle Agent Stack infrastructure allows AI bots to manage wallets, execute micropayments, and securely process private data. According to the issuer, USDC already accounts for the majority of settlements between agents.

Circle has also issued 10 billion utility tokens, ARC. The asset is intended for governance and security during the planned transition from Proof-of-Authority to Proof-of-Stake in 2027. Transaction fees will continue to be charged in USDC. The company noted that the issuance of tokens does not imply an imminent public listing.

For developers, the company introduced the AI assistant Arc Studio and the Arc App Kits toolset, which allow for quick deployment of smart contracts and integration of payments with just a few lines of code.

In May, Circle announced the launch of the ARC token. During the presale, it raised $222 million from a group of investors, including a16z crypto, BlackRock, and Apollo Funds. The network was valued at $3 billion.

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Steven M. Crimmins is a cryptocurrency strategist and freelance writer who has followed the blockchain industry since Bitcoin’s early days. Known for his sharp analysis of altcoins and trading strategies, Steven provides Satoshi News Africa readers with market-focused content grounded in research. He is especially interested in how African traders are adopting crypto as an alternative to traditional markets. Steven is also a podcast host, where he discusses emerging technologies and investment trends.